Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Pre-Retirement Checklist This checklist can give you a quick snapshot of how prepared you are. Pay Yourself First It sounds simple, but paying yourself first can really pay off. A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit.